A Great Mortgage Rate, With Superior Service

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What Customers Are Saying

I’ve worked with Jake on 2 transactions and will again if I get the chance to. The process was quick and easy! Jake is very professional and courteous – he answered all of my questions thoroughly and honestly. He’s extremely knowledgeable on the process and the market and does his best to make sure the experience is smooth from beginning to end.

Jenn R.

Morning, noon or night…all my questions answered. Ryan took the time to educate me on my best options – would work with him and his team again in the future.

Cassie P.

Best rate & best service. Hard to beat. Tom Colella was always available to answer questions. He made a cumbersome process as easy as possible and delivered on everything he said he would. Would definitely use again and recommend Garden State for all your mortgage needs.

John L.

I was initially drawn to Garden State Home Loans’ low interest rate and great reviews of customer service and no bait and switch on the rate. My experience was the same as reviewed and Susan C. was communicative, knowledgeable and responsive from beginning to the end. Highly recommended.

Daniel R.

Garden State Home Loans restored my faith in the mortgage industry after some disappointing experience with Amerisave in 2020. I worked specifically with Michael Colella and it was a delight to work with him especially because of his transparent nature and setting expectations accurately. Garden State Home Loans has earned my lifetime of mortgage applications moving forward. Thank you!

Shy Z.

See What’s Behind The 5 Star Reviews